USA Recovery Group Services

The partners offer a diverse suite of services to handle all aspects of sub-prime mortgage crisis with the experience to follow through. The Group includes:

• Asset Managers and Attorneys
• Developers and Environmental Engineers
• Grant Administrators and Strategic Planners
• Real Estate Professionals
• Economic Development Professionals and
• Risk Assessment Managers
• Structured Finance Professionals

USA Recovery members are GSA-certified
(General Services Administration) and provide a variety
of government services, including debt collection, due
diligence, loan underwriting, asset management and
disposition, special servicing, financial advisory,
operational and transactional specialist services.

Financial Advisory
USARG can help maximize the value of your assets. By utilizing our highly developed technological resources and our flexible analysis modeling and reporting capabilities we can quickly develop and implement a customized project plan designed to meet your specific needs.

Once a plan is concurred, we will use both our internal resources as well as our vast financial, real estate and investment industry resources to simplify the job of asset management. We can handle all the phases of asset and cash management as well as investor reporting, having performed all these functions for various federal agencies as well as several Wall Street investment firms over the last 15 years. For every form of collateral from non and sub-performing debt instruments to any type of real estate imaginable, we can bring to bear a significant resource your perspective.

Due Diligence & Underwriting
At the very heart of USARG’s approach are its time honored electronic modeling and tracking systems geared for value analysis and data accumulation and assimilation to provide an enhanced disposition support process for credit and real estate instruments.

We build in customized accounting and management tracking systems incorporating client established parameters, to allow us to report on each asset's status as well as that of the entire assigned portfolio on a real time basis according to each client’s needs.

Transaction Specialists
Our extensive experience in conducting portfolio sales for the federal government and Wall Street entities has resulted in a detailed, highly controlled bid and transaction monitoring process to provide all the pertinent details necessary to gain final transaction approval from the client.

We close the transaction and provide post transaction documentation to ensure that the deliverables are consistent with the stated objectives and according to all applicable laws and regulations and industry conventions.

Loan Servicing & Asset Management
Our  "Special Servicing" system is a fully integrated approach including initial  modeling/portfolio analysis to help plot an appropriate strategy for all your assets, concurrence on targeted portfolio returns, establishment of performance metrics ("rules") based on client/investor expectations and finally, a rules based pipeline stratification and exception management approach to allow our management to deliver exceptional servicing and asset management of your assets according to expectations.

Drawing on our extensive experience in servicing distressed financial assets, our technology platform architecture has been specifically tailored to the task.  We utilize "off the shelf" software for both base line servicing and for certain sectors of the overall servicing process, where customization offers no value added.  We then layer our proprietary special servicing system over the top in order to distinguish our delivery of service for your specialized assets.

Debt Collection
Our collective debt collection experience runs the gamut from fully or partially secured to totally unsecured debt instruments for both public and private sector creditors.

Our debt collection program is underpinned by a multi faceted servicing platform to provide thoroughly integrated recovery system. Including both a proprietary special servicing system integrated with "off the shelf" software, this architecture delivers a robust environment for the tracking, servicing and effective recovery on all asset types. In addition, a Melita predictive dialer is on site and available for large volume collection efforts.
        
Finally, our collectors have been fully trained on the FDCPA and the FCRA and utilizing the training programs of American Collectors Association, the collectors have learned proven collection techniques that are fair and reasonable and do not involve harassment, intimidation or false or misleading representation.

Loan Sales Advisory
We excel at the evaluation, marketing and sale of loans, performing, subperforming and non-performing, on an individual or bulk basis. The principals of USARG have successfully valued, marketed and sold billion in loan assets, including individual loans with balances exceeding $100 million, and the largest bulk offering exceeding $8 billion. During the past decade, USARG principals have conducted over fifty bulk loan sales ranging up to $250 million in assets, and have conducted numerous individual loan sales. Our well-established processes, effective market penetration, and integrated sales and closing programs have been effectively employed by our client partners to maximize asset recoveries. These bulk sales yielded outstanding results to the client partners, and have been recognized by clients and customers alike as models of efficiency and competition.